Thursday, February 2, 2017
The Damage Tally - The Bills Are In
Water heater (died coincidentally at the same time, not part of water damage but still expense) $997
Plumber - $110 - who determined leak was not a plumbing leak but a roof leak
Roofer - $100 including a new vent
Supplies: putty, drywall tape, new heater/fan $80
Hubby: 4 hours fixing drywall, sanding and painting (paint and sandpaper we had)
Our water damage deductible was $2000 if we had gone through insurance. They would have only covered the repair to drywall, drying out floor and new flooring so it would have been way under deductible. They do not cover the actual repair to the item that caused the damage. They would have not covered the Hot Water Tank. Therefore even if we went through insurance there would be zero payout.
We saved approximately $1000 by not having a claims adjuster assigned as if we had done that we would be rated for 3 years on our house insurance due to the claims adjusting expense.
Most of the ordeal is over. I am ordering the flooring today and it should arrive in 3 weeks or so. Then installation which should be about 4 weeks away. I also have to pay a plumber to uninstall the dishwasher (again) and reinstall it when the flooring is finished (again).
We moved the stove back near where it should be only close enough to plug in and use. It makes cooking/working in the kitchen difficult as it sticks out 2 feet but we have to leave it that way so the floor behind is 100 percent dried when it comes time to refloor.
I am hoping flooring our kitchen 3 times in 3 years is it. If our flooring has any further issues we will rip it out and just put cement down. You think I am kidding but our friends had custom stained cement in their walkout basement with a clear coat on top and it looked great. Also indestructible as they have many grandchildren and animals. Not sure hubby would go for that though.
I still haven't managed to get my passport application done but the paperwork is filled out. Today I get a haircut, then perhaps tomorrow pictures and Monday I can hand it in for processing.
We have been avoiding mainstream TV primarily because if I have to see one more picture of that horrible orange man on TV who is trying to cause WW3. Instead we have been watching Stranger Things on Netflix and have 4 books on the go. We usually watch the news as we eat dinner but instead have switched over to rerun episodes of MASH. Funny how watching a TV show about the Korean war is much better than current news.
We ended up working Saturday but really did take Sunday off last weekend so hopefully this weekend we get a full 2 days off. One of them will be spent putting the garage back together.
On another note, apparently at exactly 10 years is when your house starts falling apart. One of the plastic casings on the tube light fixtures in the garage cracked and dropped onto our car overnight. We haven't discovered any damage to the car except a small gouge in the paint near the windshield but we haven't really had time to look closely yet. Another thing to fix...will it never end?
On the other hand, I am ever so thankful that we always live below our means so we have the funds on hand to do these repairs.