|Zihuatanejo Mexico (borrowed pic)|
I still have terrible tendonitis on my right foot - for 3 weeks now. I went to the Dr and he prescribed a topical anti-inflammatory so it is a little less painful but doesn't seem to be getting better even though I have limited my activity level. I will not let it bother me in Mexico, we will try and do the best we can with it and take cabs instead of walking as much as we normally do. A rum and coke or two might help as well!
Our generator arrived on Friday, I was very thankful it got here before hubby jets off tomorrow for a business trip. It took 2 delivery guys to move it, weighs a ton. We spent extra money on a wheel package. Hubby unpacked it last night and found a spot for it in the garage. Today he has to go get another gas can to put the right combo of oil and gas in and test it out. We have had several more windstorms since Christmas - no power outages but now we have a form of insurance.
2019 will bring higher bills - just got our truck insurance bill that is $1330 for the year. We also received our tax assessment on the house. It went up in value by $100,000 in one year! That is good news in one way and bad news in another. While we are happy our house is a higher value this means our taxes will be higher - I've readjusted our budget for house taxes which we pay in full each June.
We have a 2019 budget - It is annual and it is fluid. When we hit limits throughout the year we adjust other categories to allow for overages. Last year I was within $1000 on all of our bills (overage). Our budget is based on 90% of our income, the rest going to extra savings so there is always wiggle room if we go over. Most people don't have a household budget, they just wing it. We don't do that as pay all of our big bills out of pocket incurring zero interest - pay every credit card off in full every month (usually in advance as we pay them about 3 x per month). That requires us to know from year to year how much to expect to have in the account for house insurance, condo insurance, house tax, condo tax, and our vehicle insurances. Mom lives in the condo we own. One day when she can no longer do so we will sell that and those funds will go back into our retirement portfolio. In the mean time that condo has gone up in value as well. Our budget for travel this year is half what it was last year - after our trip to Mexico which we need to pay for hotels and meals we really have no trips planned. I have penciled off a couple of weeks in the year to not book business but we will likely stay closer to home, maybe rent a house for a week or two on an island nearby and hang out with Buddy. I think we are a little tired from all the touring and traveling we have done in the last 7 years. We still love travel, I am sure we will be booking another trip in no time lol. Even though we have no big plans I am putting several hundred dollars into the travel account each month so the money will be there when we decide what we are doing. Future trips will definitely include Egypt (I've been but hubby hasn't), Germany and Thailand. We both expect to not want to travel as much in about 10 years time so are spending/saving the money to do so now.
The house was entirely de-Christmasfied and decorations put away for another year on New Years Day, as is always our ritual. Hubby even took down the outside lights as I was doing the inside. We like to start the year off fresh and with a clean house. As a reward for all that hard work we went to our revamped local movie theatre and watched Aquaman in 3D. My stepson #2 gave us a GC for our local small town movie theatre which is such a great gift. Less stuff - more experiences! The movie was good but my favorite part of it was all the sea creatures in 3 D animation. Worth it to see that part alone.
Happy weekend everyone!