1. This week I turned down the heat on our hot water tank by one notch. He has taken a couple of baths plus a shower in the last three days and didn't even notice.
2. Go around the house unplugging things on a regular basis. When you leave items plugged in that are not used very often they still consume some electricity. This is a very painless way of saving money on your utility bills.
3. Buy items close to expiration date-on purpose-at a discount. Yesterday it was hot dog buns to go with our easy Friday night supper. We will use the remainder of the buns tonight as garlic toast to go with a hamburger casserole that I am making tonight. Two months ago I found a whole bunch of cheese that was right at expiration for half price. People pay extra for aged cheeses. I cut it into chunks and froze the whole lot. We are just using using up the last bit now and I just noticed a cheese sale that fits into our budget so will stock up as I will not pay more than $1 per 100 grams of cheese. A few weeks ago I bought yogurt with two days to expiration that was marked half price. I will go a few days beyond expiration with yogurt and it tasted fine.
None of these things have hurt our standard of living in any way yet each of them added up helps us stay on budget. We are now living on 1/4 of the amount of money that we were two years ago - by choice. We are self employed, have time to do the things in life that we want to - and no, we are not retired. We figured out what kind of lifestyle we wanted to have and live within our means to accomplish that.
Do you frugal on the sly? Am I the only one?